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Our Process

Advice for LifeSM is a client-centered, holistic approach to financial guidance that reflects your priorities and specific life circumstances. At Perpetual Wealth, we believe that adopting a holistic planning approach that focuses first on your life goals and aspirations may improve the chances of achieving the future that you envision. This might involve family, travel, or passions you postponed to pursue a career or raise a family. Maybe you are already living the life of your dreams, but thinking about your legacy. This disciplined planning process has helped other clients better understand the financial decisions that support their situation, and improve family communication regarding money issues.

There are four components to our process: 

Discovery: Before we get down to crunching numbers, we will talk about the things that are most important  to you – family, community, synagogue, church, charitable interests. We will ask a lot of questions about your priorities and concerns; your experiences with money, your principles and accomplishments. Then we will discuss the aspects of your life in transition.

Planning: Based on what we discuss in the Discovery phase, we will assess your personal situation, gauge where you are now relative to your life goals and priorities, and identify the coordination gaps and planning opportunities that exist. We will weigh the financial implications of each goal we discuss and then construct, model, and test the framework for a plan that supports them. 

Strategies: A benefit of holistic planning is that it provides a comprehensive view of all areas of your financial life. During this phase, we will recommend specific strategies for each of your goals. This is where we develop an implementation schedule for your customized plan.

Monitoring: Just when you make plans, life happens—and events large and small can change everything. The monitoring stage incorporates continuous tracking systems through WealthVisionSM, our wealth management technology. Our annual planning services can help insure that your financial plan remains current and continues to pursue your objectives. We’ll help you plan for the unexpected, anticipate change, and adjust your plans over time, as necessary.